April 2016

Aegis Insurance Group, LLC

Fred A. Vimond, Sr., ChFC®, REBC®
Financial Representative
2575 Ulmerton Road
Suite 250
Clearwater, FL 33762
Office: 727-216-4088
Fax: 727-608-5930

April 2016

Protecting Your Business from Cyber Threats
As a business owner, are you doing all you can to mitigate the risk of a cyber attack?
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Earn Too Much for a Roth IRA? Try the Back Door!
Taxpayers who can’t make annual contributions to a Roth IRA because of income limits can simply make nondeductible contributions to a traditional IRA and then immediately convert that traditional IRA to a Roth IRA–a “back door” Roth IRA.
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What’s New in the World of Higher Education?
If you’re a parent or grandparent of a college student or soon-to-be college student, you might be interested to learn what’s new in the world of higher education.
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What is the federal funds rate?
The federal funds rate is the interest rate at which banks lend funds to each other from their deposits at the Federal Reserve in order to meet reserve requirements.
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Chart: Tracking the Fed
Although the prime rate has been closely aligned to the federal funds rate over the past 20 years, rates on conventional 30-year fixed mortgages have followed a more independent trajectory.
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Refer a friend
Registered representative of and securities offered through Voya Financial Advisors, Inc., (member SIPC).

This information was prepared by Broadridge Investor Communication Solutions, Inc. and has been made available for Voya Financial Advisors’ representatives for distribution to the public for educational information only. Broadridge Investor Communication Solutions, Inc. is not affiliated with nor controlled by Voya Financial Advisors. The opinions/views expressed within are that of Broadridge Investor Communication Solutions, Inc. and do not necessarily reflect those of Voya Financial Advisors or its representatives. In addition, they are not intended to provide specific advice or recommendations for any individual. Neither Voya Financial Advisors nor its representatives provide tax or legal advice. You should consult with your financial professional, attorney, accountant or tax advisor regarding your individual situation prior to making any investment decisions.

Prepared by Broadridge Investor Communication Solutions, Inc. Copyright 2016.

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